Payment methods are part of the customer experience, not just a back-office setting. The most useful mix reflects how your customers prefer to pay, where they are located, and how often they return. Start with trusted card options and digital wallets, then consider additional methods only when they solve a visible customer need.

Measure the impact of every option after launch. Look at adoption, approval performance, average order value, and support questions. A focused payment stack is easier for customers to understand and easier for a team to operate than a long list of options that create little practical value.